Privacy Policy

Effective Date: August 5, 2025

Quote Kings Media Group, LLC (“QKMG,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard personal information in connection with our website QuoteKings.com (the “Site”) and in the course of providing our services. It also explains your rights under U.S. and international privacy laws. We adhere to applicable laws and regulations, including the California Consumer Privacy Act (CCPA) (as amended by the California Privacy Rights Act, CPRA), the EU/UK General Data Protection Regulation (GDPR), the U.S. Telephone Consumer Protection Act (TCPA), the CAN-SPAM Act, and industry guidelines (such as those recommended by the National Association of Insurance Commissioners, NAIC) to ensure your information is handled lawfully and ethically.

By using our Site or services, or by otherwise providing your information to us, you agree to the terms of this Privacy Policy. If you do not agree, please do not use the Site or provide personal information.

1. Introduction and Scope

This Privacy Policy applies to QuoteKings.com, and any services, features, or content offered through the Site. It covers personal information collected through:

• Online interactions: information you provide on our Site (for example, when requesting an insurance quote, filling out forms, or contacting us via web forms or email), as well as information collected automatically through your use of our Site (such as via cookies or analytics trackers).
• Offline interactions: information we may collect from you outside of the Site in connection with our business, such as over the phone (for example, if you speak with our representatives or give information by phone) or by mail.

Scope of services: QKMG helps connect consumers seeking insurance quotes or information with insurance providers (such as licensed insurance agents, brokers, or carriers). We collect personal information from consumers and, with their consent, share that information with our network of insurance partners to provide requested quotes or offers. This Policy covers how we handle that information at every step. It does not cover the practices of third-party insurance companies or other websites that may be linked from our Site; those entities have their own privacy policies. We encourage you to review the privacy policies of any third-party sites or services before providing information to them.

We may update this Policy from time to time (see Section 14 on how we handle changes). This Policy is written in English, and while translations may be available, the English version will govern in case of any conflict.

2. Information We Collect

We collect various categories of information about you in the course of our lead generation and marketing activities. The types of personal information we collect (and have collected in the past 12 months) include:

• Identifiers and Contact Information: Such as your name, postal address, email address, telephone number, and other basic contact details. We collect this information when you enter it on our Site (for example, when requesting an insurance quote or subscribing to a newsletter) or provide it to us over the phone. This category may also include unique identifiers like an IP address or device ID when those can reasonably identify you.
• Personal Details for Insurance Quotes: Information related to your insurance needs or preferences that you choose to provide. We only collect this information if you voluntarily provide it as part of a quote request or inquiry.
• Sensitive Personal Information: We generally do not seek to collect sensitive identifiers (such as Social Security Numbers) or financial account information via our Site. In certain cases, an insurance quote form might request limited sensitive data (for example, a driver’s license number or last four digits of SSN to retrieve insurance records or a credit-based insurance score). We will only collect such sensitive data where necessary to process your quote request, and we handle it with enhanced care and use limitations (see Section 12 and Section 8 regarding additional rights and safeguards for sensitive data). We do not knowingly collect or process sensitive personal information revealing racial or ethnic origin, religious or philosophical beliefs, union membership, genetic data, biometric identifiers, or precise geolocation (as those terms are defined under applicable laws) unless you choose to provide such information (e.g., in a free-text field) or it is required by an insurance partner to provide a quote (which is rare, and would only be used for that specific purpose with your consent).
• Technical and Usage Information: When you use our Site, we automatically collect certain information about your device and how you interact with the Site. This includes:
• Device and Browser Data: Your device’s IP address, browser type, device type (e.g., mobile or desktop), operating system, unique device identifiers, and region or general location (e.g., city/state) inferred from your IP address.
• Usage Data: Information about your activity on the Site, such as pages or screens you view, how you navigate through the Site, the date and time of your visits, and the referring URL or advertisement that led you to our Site. We also collect crash and error logs.
• Cookies and Tracking Technologies: We (and authorized third parties) use cookies, web beacons, pixels, session replay tools, and similar tracking technologies to collect data about your browsing actions and preferences. This may include your interactions with ads we place on third-party sites, which helps us understand the effectiveness of our marketing. For more details on how to opt out of certain tracking, see Section 9.
• Third-Party Sourced Information: We may receive information about you from third parties, such as:
• Marketing Partners and Lead Brokers: For instance, if you entered your information on a partner website or a comparison-shopping service affiliated with us, that partner might lawfully share your information with us (with your consent) so that we can reach out to you with insurance quotes or offers. This can include similar data categories as listed above (contact details, quote-related info, etc.). We treat such data per this Privacy Policy upon receipt.
• Service Providers: We might obtain additional information from service providers or data analytics firms to augment or verify the information you provided (for example, adding address details via a lookup service, or confirming phone numbers through a verification service).
• Public Sources: In limited cases, we may collect information from public records or publicly available databases. For example, if you are an insurance agent or business partner, we might collect your business contact information from state licensing databases or public websites.
• Communication Records: If you communicate with us, we collect the content of your communications. For example, if you send us an email or submit a contact form, we will collect your message along with your name and contact information. If you call our customer service, we may record the call or retain call logs (we will inform you at the start of the call if it is being recorded). These records may be used for training, quality assurance, and addressing any issues or disputes.

We will indicate where information is mandatory or optional. If you choose not to provide certain information that is necessary (for example, essential details needed to obtain an insurance quote), we may not be able to fulfill your request or provide the related service.

3. Sources of Personal Information

We collect personal information from several sources:

• Directly from You: The majority of information we collect comes directly from you. You provide information when you use our Site (e.g., by filling out quote request forms, creating an inquiry, or entering your contact details to receive information). You also provide information when you communicate with us, such as through customer service calls, emails, or chat features. All of the categories listed in Section 2 may be collected directly from you.
• Automatically from Your Device: As you interact with our Site, we use automated data collection technologies (like cookies, log files, and pixels) to gather Technical and Usage Information (see above). For example, our web servers log device IP addresses and browser user-agent strings, and our analytics tools capture how you navigate pages. This automated collection happens in the background as you use the Site.
• Through Cookies and Tracking Technologies: Some information is collected through first-party and third-party cookies and similar trackers. For instance, analytics providers like Google Analytics may set cookies on our Site to collect usage data. Advertising networks or social media platforms may use pixels that collect data about your browsing behavior over time and across websites for targeted advertising. (See Section 9 for details on how to opt out of targeted advertising.)
• From Marketing Partners and Affiliates: We may receive personal information from third-party marketing partners, affiliates, or lead vendors who have obtained your information lawfully. For example, if you responded to an online advertisement on an affiliate’s website or filled out a form on a comparison site affiliated with us, that site might pass your inquiry information to us. We also might engage marketing agencies who run campaigns and send us the resulting leads. These partners are typically required to confirm that they have obtained your consent to share your data with us. We treat information obtained from partners the same as if you provided it directly.
• From Data Brokers or Public Sources: In some cases, we might license or purchase data lists from data brokers or aggregators to use for marketing (for example, a list of individuals who have expressed interest in insurance products). Such data may include names and contact information. We only use such data where the third party represents it was collected in compliance with law. We also may collect information from public records (e.g., property records) or social media profiles if relevant to our marketing (for instance, to pre-populate certain fields or verify leads). If we combine or use data from brokers with personal information we have collected, such combined data will be handled under this Privacy Policy.
• Through Insurance Partners: Generally, our insurance carrier or agent partners provide quotes and services directly to you, and they have their own privacy obligations. However, they might provide feedback or updates to us for business purposes – for example, notifying us that a lead we referred resulted in a policy purchase (so we can calculate commissions or analytics). Any such information received from partners about transactions or outcomes will be used solely for our internal purposes (like measuring the performance of our services or ensuring compliance, such as keeping records of consents or opt-outs) and not for further unrelated marketing unless permitted by law or with your consent.

4. Purposes for Using Your Information

We use the personal information we collect for a variety of business and commercial purposes. The primary purposes for which we use your information include:

• To Provide and Personalize Our Services: We use your information to operate our insurance lead generation services and fulfill your requests. For example, we use your personal details and insurance inquiry information to connect you with insurance providers and obtain the insurance quotes or offers that you requested. This may include transmitting your information to relevant insurance partners (see Section 5) so they can provide accurate quotes. We may also use the information to tailor your experience on our Site – for instance, pre-filling forms if you’ve already provided data, remembering your preferences, or showing content relevant to your location or indicated interests.
• To Communicate with You: We use contact information (like your phone number and email) to communicate with you regarding your quote requests, inquiries, or use of our services. This includes:
• Service and Transactional Communications: Such as sending you quotes or policy information from partners, confirmations that we received your request, updates on the status of your inquiry, and customer support responses. If you provide your phone number, we (or our insurance partners) may call or text you to discuss your inquiry (consistent with consent requirements – see Section 10).
• Promotional Communications: With your consent or as otherwise permitted by law, we may send you marketing emails or text messages about new insurance products, special offers, newsletters, or other services that may be of interest to you. You can opt out of these communications at any time (see Section 9 and Section 8 regarding your choices). We abide by CAN-SPAM Act requirements for marketing emails and will include unsubscribe options and our contact information in such messages.
• For Lead Generation and Transfer: As an insurance marketing intermediary, one of our key purposes is to share or “sell” your information to third-party insurance providers (carriers, agents, or brokers) so that they can offer you insurance quotes or related services at your request. When you submit information for an insurance quote through our Site, you are instructing us to disclose that information to licensed insurance entities who can provide you with the quotes or information you seek. We use your data to identify appropriate partners (for example, matching you with auto insurance providers in your state) and then transfer your contact and quote details to those partners. This data sharing is done only in connection with your request and as part of our service.
• For Business Operations and Improvements: We use information (especially technical and usage data) to operate, analyze, and improve our Site and services. This includes:
• Analytics and Performance: We analyze how users interact with our Site (e.g., which pages are most visited, where users might drop off in a form) to improve the design, navigation, and content. This helps us enhance usability and the effectiveness of our lead forms and marketing campaigns.
• Developing New Features: Using feedback and usage patterns, we may develop new tools or features. For example, we might add a new type of insurance service or improve our quote matching algorithm.
• Testing and Quality Assurance: We might use data for testing, research, troubleshooting issues, and performance monitoring (e.g., debugging errors in form submission).
• Personalization: To the extent permitted, we may use data to personalize what you see – for example, showing you a list of insurance providers available in your region, or pre-selecting options based on information you’ve provided or your past interactions.
• Marketing and Advertising: We may use your information for our own marketing purposes, such as:
• Look-Alike or Targeted Advertising: We might use cookies and advertising identifiers to serve you targeted advertisements on our Site or on third-party platforms (like search engines or social media). For example, if you visited our Site and didn’t complete a form, we may later show you an ad reminding you to finish your quote. We may also use information about your characteristics to find similar audiences to advertise to (often done in aggregate or using hashed data).
• Email Marketing: If you join our mailing list, we use your email and possibly information about your insurance interests to send tailored email offers.
• Partner Promotions: We might use your contact info to send offers on behalf of our partners or to invite you to consider related services (for instance, home insurance offers if you requested an auto insurance quote). We will do this in accordance with consent requirements and include opt-out mechanisms.
• Referral Programs: If you use any refer-a-friend features (if available), we use any information you provide about your referral (like their email) only to send the invitation or referral message, and we may inform the recipient of your name or contact as the referrer (if required by law or our program terms).
• Compliance and Legal Purposes: We may use and retain your information as necessary to comply with legal obligations, resolve disputes, and enforce our agreements. Examples include:
• Regulatory Compliance: Adhering to laws applicable to our business, such as maintaining records for CCPA or GDPR compliance, honoring opt-out or deletion requests, responding to legally mandated consumer inquiries, or providing required notices. We also comply with telemarketing and email regulations by using your data appropriately (for example, storing your email in an unsubscribe list to ensure we don’t send you further emails if you opted out).
• Defense of Legal Claims: If a complaint or legal claim arises, we may use relevant personal information to defend our company (for example, to demonstrate that proper consent was obtained for communications or that we fulfilled a request properly).
• Preventing Fraud and Misuse: We use data (like IP address and submitted info) to detect and prevent fraudulent activities or spam. For instance, we may deploy tools to screen out bots or fake submissions. If we suspect someone is misusing our Site (e.g., attempting to scrape data or submit fraudulent information), we may use and share data as necessary to investigate or block such activity.
• Protecting Rights and Safety: We may use personal information as necessary to protect the rights, property, or safety of QKMG, our users, our partners, or the public. This could include using your information to contact you with safety notices if a security incident occurs, or using records of interactions to investigate a security breach or other malicious activity.
• Records and Administration: Internally, we use personal information for general business administration purposes. This includes maintaining accurate business records, conducting audits and internal reviews, paying taxes, and other typical corporate activities. If you are a business partner, vendor, or contractor, we may use your information in vendor management systems, invoicing, and contracting.
• Other Purposes with Notice and Consent: If we intend to use your personal information for a purpose that is materially different from the purposes listed above, we will update this Privacy Policy and/or provide you with specific notice at the time of collection. In certain cases, we may also request your consent (if required by law, or if we choose to do so) before using your data in a new way. For instance, if we ever wanted to collect biometric identifiers or precise GPS location for a new feature, we would only do so with your explicit consent.

We will not use the personal information we collected for materially different, unrelated, or incompatible purposes without updating you and, if required, obtaining your consent.

5. How We Share Information

We do not sell or disclose your personal information to unaffiliated third parties for their own independent marketing purposes without your consent. We do, however, share your information with various categories of third parties for business purposes, to serve you, and as otherwise described below. The following table summarizes categories of recipients with whom we share personal information and the purpose of such sharing:

Category of Third-Party Recipient	Purpose of Disclosure
Insurance Partners (Carriers, Agents, Brokers)	Purpose: To fulfill your insurance quotes and service requests. When you request a quote or insurance information, we transfer your relevant personal information (contact details, insurance needs, etc.) to licensed insurance providers so they can provide you with quotes, policies, or follow-up services. We may receive compensation (a fee or commission) for these referrals, which may legally be considered a “sale” of personal information under certain laws. However, the primary purpose is to connect you with the services you requested. Note: These partners will use your information in accordance with their own privacy policies and may contact you directly.
Service Providers and Contractors (IT hosting, data storage, customer support tools, analytics providers, marketing email/SMS platforms, etc.)	Purpose: To perform services on our behalf and support our operations. Examples include: hosting companies that maintain our website and databases; cloud storage providers; analytics and advertising service companies (that process data to provide us insights or ad targeting); email/SMS delivery services that send communications to you; customer relationship management (CRM) software; call center or phone system providers if we call you; and other technical suppliers. These service providers are bound by contract to only use your data for our specified purposes and to protect it (they are typically considered “service providers” or “processors” under privacy laws, not independent owners of the data).
Affiliated Companies (within our corporate group, if any)	Purpose: For internal business purposes and record-keeping. If Quote Kings Media Group, LLC has any parent, subsidiary, or affiliated entities (under common ownership or control), we may share personal information with them.
Marketing and Advertising Partners (including advertising networks, social media platforms, and data brokers)	Purpose: For advertising, analytics, and lead acquisition/sale purposes. We may allow third-party advertising networks and social media companies to collect information via cookies or pixels on our Site to facilitate targeted advertising (see Section 9 on opting out of targeted ads).
Law Enforcement and Regulators (including third parties when disclosure is necessary to comply with a law, subpoena, or legal process)	Purpose: To comply with legal obligations or protect rights. We may disclose personal information to courts, law enforcement, government authorities, or other third parties when we believe such disclosure is necessary to: (a) comply with a law, subpoena, regulation, or legal process; (b) respond to a government request or regulatory inquiry; (c) enforce our terms of service or other agreements; (d) detect or prevent fraud, security, or technical issues; or (e) protect the rights, property, or safety of our company, our users, our partners, or the public.

Service Providers vs. Third Parties: When we use the term “service provider” (or “contractor” under some laws), we refer to companies that process personal information on our behalf pursuant to a contract that restricts them from using the data for any purpose other than providing services to us. They are not allowed to use or share your data except as directed by us, subject to limited exceptions (e.g., if required by law). In contrast, when we share information with other third parties (like insurance partners or advertising networks), those parties may use the data as independent businesses for their own purposes (for example, an insurance company will use your information to underwrite and offer a quote, and if you become their customer, they’ll handle your data under their own policy).

No Unauthorized Selling: We do not sell your personal information to data brokers or unrelated companies for money without your consent. The only “sales” of personal info that occur are inherent in our business model (transferring your information to insurance providers for quotes) or via advertising cookies as described – both of which you can opt out of as described in Section 9. Aside from that, we do not monetize your information by selling lists of our users or anything similar.

If you have questions about which third parties have received your information, you may contact us as described in Section 15. For California residents, see Annex A for a summary of the categories of personal information we disclose to various types of third parties.

6. Our Partners (Including but Not Limited to)

We work with a broad network of insurance providers, agencies, and lead marketplaces. Below is a representative list of some of the partner companies we may match you with or share your information with (including but not limited to):

100 Insure, 2020 Insurance Group, 21st Century Insurance, 2insure4less, A&B Insurance, A&B Insurance and Financial, AAA Insurance, ABA / American Benefits Alliance, ABS Insurance, AHG Insurance, AIU Insurance, AXA Insurance Group, Acceptance Insurance, Access Insurance, Adopt an Insurer, Affiliated Benefits Group, Affiliated Brokers Insurance, Aldridge Insurance Group, Alfa Insurance, All Web Leads, Allied Insurance, Alliance Insurance, Allied Insurance Partners, Allstate Insurance, America’s Insurance, American Alliance Insurance, American Automobile Insurance, American Benefits Group, American Benefits, American Deposit Insurance, American Direct Business Insurance, American Empire Insurance, American Family Insurance, American Fidelity Assurance, American Home Assurance, American Income Life Insurance, American Insurance, American Insurance Agencies, American Insurance Agencies Direct, American Insurance Organization, American Mayflower Insurance, American Motorists Insurance, American National Insurance, American Premier Insurance, American Protection Insurance, American Republic Insurance, American Security Insurance, American Service Insurance, American Service Insurance Agency, American Skyline Insurance, American Spirit Insurance, American Standard Insurance – OH, American Standard Insurance – WI, American Workers Insurance Services, Amica Insurance, Anhelo Insurance Solutions, Apollo Insurance Group, Armed Forces Insurance, Arrowstar Insurance Center, Associated Insurance Managers, Assurance, Assurance America, Assurance IQ, Assurance Life, Auto Club Insurance, Auto Insurance Guide, BGA Insurance, BH Insurance Solutions, BMP Insurance, Bad Ass Insurance Leads, Bankrate Insurance, Benefits Team, BenefitsTeam, Benepath Health Insurance, Bennett Insurance Agency, Best Insurance Group, Blue Nsure Insurance, Blue Summit Insurance Solutions, Blueberry Insurance, Boost Health Insurance, Bristol West Insurance, Brooke Insurance, Budget Family Insurance, CNA Insurance, CSE Insurance Group, CXP Insurance Services, Caitlin Insurance, Cal Farm Insurance, CancerInsurance.com, Capital Health Insurance of America, CareZone Insurance Services, Casualty Assurance, Celtic Insurance, Centerfield Insurance Services, Century Benefits, Chase Insurance Group, Chicago Insurance, Choice Health Insurance, Choice Insurance, Cincinnati Insurance, Claim Your Benefits, Clarendon American Insurance, Clarendon National Insurance, Clear Link Insurance Agency, ClearMatch Medicare, Client Consent Medicare, Colonial Insurance, Colonial Life & Accident Insurance, Comfort Care Insurance Group, CommercialInsurance.net, Compare Insurance Quotes, CompareInsuranceQuotes, Connect Insurance Brands, Consolidated USA Insurance, Continental Divide Insurance, Continental Insurance, Coto Insurance, Cotton States Insurance, Country Insurance and Financial Services, Countrywide Insurance, Coverage One Insurance, Coverage One Insurance Group, Coverance Insurance Solutions, Crosspointe Insurance, Crosspointe Insurance & Financial Services, Crosspointe Insurance Advisors, Cure Insurance, DH Insurance Group, Dairyland Insurance, Delta Auto Assurance, DentalInsurance.com, Discount Insurance Quotes, Doc Auto Insurance, Doc Insurance, EC Insurance, ESG Insurance, East Coast Health Insurance, eHealthinsurance.com, Elephant Insurance, Elite Insurance Partners, Encore Insurance, Entrada Premier Insurance Center, Epiq Insurance, Erie Insurance, Erie Insurance Exchange, Erie Insurance Group, Erie Insurance Property and Casualty, Everest Financial & Insurance Services, Every Choice Insurance, Excella Benefits, FCHCN Insurance Agency, Falcon Insurance, Family First Insurance Advisors, Farmers Insurance, Farmers Insurance Exchange, Fidelity Insurance, Fiorella Insurance, Fiorella Insurance Agency, Fire and Casualty Insurance of CT, First Acceptance Insurance, First Family Insurance, First Mutual Insurance Group (FMIG), First Preferred Insurance, Flint-Maher Financial and Insurance, Forefront Insurance, Fortegra Insurance, Fortegra Insurance Agency, Fortegra Personal Insurance Agency, Foundation Insurance of Florida, Fred Loya Insurance, Freeway Insurance, GMAC Insurance, Gabi Insurance, Geico General Insurance, Geisinger Insurance, General Insurance, Generation Life Insurance, George Kopp Insurance, Gerber Insurance, Gerber Life Insurance, Get My Life Insured, GetInsured, GetMeHealthInsurance.com, GetInsured.com, Globe Life Insurance, Globe Life Insurance of New York, Globe Life and Accident Insurance, GoHealth Insurance, GoHealthInsurance.com, GoMediGap, GoMedicare, Golden Rule Insurance, Good2Go Insurance, Government Employees Insurance, Grange Insurance, Guaranteed Benefits, Guaranty National Insurance, Guide One Insurance, Guide To Insure, GuideToInsure, Guided Insurance Solutions, Gupta Insurance & Financial Service, HCC Insurance Holdings, HII – Starr Insurance, HIP Insurance, HSK Insurance Solutions, Hanover Lloyd’s Insurance, Hanover Lloyds Insurance, Hanover Lloyd’s Insurance (duplicate entry removed), Hartford Casualty Insurance, Hartford Fire Insurance, Hartford Insurance of Illinois, Hartford Insurance of the Southeast, Hartford Underwriters Insurance, Headquarter Insurance, Health Benefits Center, Health Benefits Direct, Health Benefits One, Health Connect Insurance, Health Connection Insurance, Health Insurance Advantage, Health Insurance Advisors, Health Insurance Alliance, Health Insurance Associates, Health Insurance Innovations (HII), Health Insurance Services, Health Insurance for Everyone, Health Insurance of America, Health Insure For You, HealthCompare Insurance Services, HealthInsurance.com, HealthInsurance.org, HealthMarkets Insurance Agency, Helpdesk Insurance Advisors, Heritage Life Insurance, Hippo Insurance, Home Insurance King, HomeInsurance, HomeInsurance.com, Horizon Benefits, Horizon Health Insurance, IFA Auto Insurance, IFA Insurance, IHC Specialty Benefits, IIS Insurance, Independence American Insurance, Independent Insurance Consultants, Infinity Insurance, Infinity National Insurance, Infinity Select Insurance, Innovative Insurance Brokers, Insphere Insurance Solutions, Insurance Care Direct, Insurance Central, Insurance Connection Today, Insurance Depot of America, Insurance Express, Insurance Guide, Insurance Health Hotline, Insurance Insight, Insurance Line One, Insurance Management Associates, Insurance Medics, Insurance Office of America, Insurance Protection Solutions, Insurance Proz, Insurance Services, Insurance Solutions, Insurance Solutions Direct, Insurance Supermarket, InsuranceLeads, Insurance.com, InsuranceCareDirect, InsuranceLeads.com, InsuranceOnly, InsuranceProz, InsuranceQuotes, InsuranceUK.io, Insure Choice, Insure Me Health, Insure.com, InsureMe, InsureALife, Insured Street, Integrated Benefits, Integrated Insurance Solutions, Integriant Ventures Insurance Services, JRC Insurance Group, Kanopy Insurance, Kanopy Insurance Center, Kauffman Insurance Group, Kelly Klee Private Insurance, Kemper Lloyds Insurance, Key Insurance Advisors, Kin Insurance, Kind Insurance, Kinzel Benefits, LBCOT Insurance, Licensed Insurance Advisors, Landmark American Insurance, LeClair Insurance, Leader Insurance, Leader National Insurance, Leader Preferred Insurance, Leader Specialty Insurance, Legacy Benefits Services, Lemonade Insurance, Liberty Insurance, Liberty Mutual Fire Insurance, Liberty Mutual Insurance, Liberty National Life Insurance, Liberty Northwest Insurance, LifeInsuranceMatchup, Lifeline Direct Insurance, Lifetime Medicare Advisors, LightHouse Insurance Health, Lighthouse Insurance, Lighthouse Insurance Group, Lion Insurance Group, MAPD HelpDesk Insurance Agency, MEGA Life and Health Insurance, MG Insurance, Madison National Life Insurance, Martin Insurance, Martin Insurance Group, Martinez Insurance Group, Matt Rudolph Insurance, Med Advantage Insurance Services, Medicare, Medicare Benefits Review Hotline, Medicare Enroller, Medicare FAQ, Medicare Finder, Medicare Group USA, Medicare Health Benefits, Medicare Matchup, Medicare Plan Finder, Medicare Providers, Medicare Rewards, Medicare Solutions, Medicare Trusted Solutions, MedicareAdvantage.com, MedicareProz, MedicarePlan.com, Medigap360, Mercury Insurance, MetLife Insurance, Metropolitan Insurance, Mid Century Insurance, Middlesex Insurance, Migo Insure, Mississippi Insurance, Motor Vehicle Assurance, Mutual Insurance, My Benefits Club, My Insurance Solutions, MyInsuranceExpert, NJM Insurance, NMP Insurance Services (NameMyPremium), National Ben Franklin Insurance, National Continental Insurance, National Family Assurance Group, National Fire Insurance of Hartford, National General Insurance, National Health Insurance, National Income Life Insurance, National Insurance, National Medicare Group, National Union Fire Insurance, National Union Fire Insurance of LA, National Union Fire Insurance of PA, Nations Health Group, Nationwide General Insurance, Nationwide Insurance, Nationwide Mutual Fire Insurance, Nationwide Mutual Insurance, NerdInsure, New York Life Insurance, Next Level Benefits, Noah Gallagher Insurance, Noridian Mutual Insurance, North Star Insurance Advisors, NuStar Insurance, Number One Health Insurance Agency, ONCOR Insurance Services, Omni Insurance, Online Insurance Solutions, Onviant Insurance Agency, Orion Insurance, Oscar Health Insurance, Oxford Insurance, PEMCO Insurance, Pacific Benefits Group, Pacific Benefits Group Northwest, Pacific Insurance, Pafco General Insurance, Parachute Insurance Services, Patriot General Insurance, Peak Property and Casualty Insurance, Pinney Insurance Center, Pioneer Assurance Consultants, Ponto Insurance, Precise Health Insurance Advisors, Premier Insurance Benefits, Price Shop Insurance, Priority Insurance, Progressive Insurance, Promise Health Insurance, Prudential Insurance, Q3M Insurance Solutions, Qualify Medicare, Quantum Assurance International, Quick Medigap, QuickInsured, Quote Selection Insurance Services, RBC Liberty Insurance, RMC Insurance Services, Ralph Perez Insurance, Raul Diaz Farmers Insurance, Reasonable Insurance Group, Reliance Insurance, Reliance National Insurance, Response Insurance, Root Insurance, Safeguard Insurance Market, Safeway Insurance of AL, Safeway Insurance of GA, Safeway Insurance of LA, Savings Bank Life Insurance of Massachusetts (SBLI), Sea West Insurance, Security Insurance, Security Insurance of Hartford, Security National Insurance of FL, SelectQuote Insurance Services, Senior Care Benefits, Senior Care Benefits (an Integrity Marketing partner), Senior Direct Insurance, Senior Insurance Services (DBA Senior Safety Solutions), SeniorQuote Insurance Services, Sentinel Insurance, Sentry Insurance, Sentry Insurance Group, Sentry Insurance (a Mutual), Shelter Insurance, Simple Insurance, Simple Insurance Leads, Smart Match Insurance Agency, Smart Match Insurance Solutions, Smedley Insurance Group, Spring Insurance, Spring Insurance Solutions, St. Paul Insurance, Standard Fire Insurance, Standard Security Life Insurance of New York, State Farm Insurance, State National Insurance, State and County Mutual Fire Insurance, Stevens Insurance Agency, Stillwater Insurance, Stone Tapert Insurance Services, StoneTapert Employee Benefits, StoneTapert Insurance Services, Superior American Insurance, Superior Guaranty Insurance, Superior Health Insurance Group, Superior Insurance, Sureco Legacy Insurance Services, Synergy Insurance Marketing, TICO Insurance, TIG Countrywide Insurance, TSC Insurance, TZ Insurance Solutions, Tech Insurance, Ted Todd Insurance, Tesla Insurance, The Insurance Center, TheMedicareAssistant.com, Tiburon Insurance Services, Today Medicare, Total Insurance Brokers (a.k.a. Health Coverage Fast), Traders Insurance, Tranzact Insurance Services, Tranzact Insurance Solutions, Travelers Insurance, Tri-State Consumer Insurance, TrueChoice Insurance Services, Twin City Fire Insurance, US Health Benefits Group, US Insurance Online, US Medicare Advisors, USA Benefits / Continental General, USInsuranceOnline, United American Insurance, United Insurance, United Insurance Group Agency, United Medicare, United Medicare Advisors, United Pacific Insurance, Universal Underwriters Insurance, Vehicle Assurance, VelaPoint Personal Insurance, Verified Insurance Lead, Verti Insurance, Viking County Mutual Insurance, Viking Insurance of WI, Washington National Insurance, Weston Insurance Services, Inc., Windsor Insurance, World Insurance, Zander Insurance, Zoom Insurance, e-TeleQuote Insurance, eHealth Insurance, eHealth Insurance Services, eHealthInsurance Services, iDeal Health Benefits, iLegacy Insurance, and insuranceQuotes.com.

(Note: This list is provided as an illustrative example of partners and is not exhaustive. Companies may change or be updated over time.)

7. Your Privacy Rights

Depending on your jurisdiction, you have certain rights regarding your personal information. We are committed to honoring applicable rights requests in accordance with applicable laws. This section describes:

• The rights of individuals in the European Union, United Kingdom, and other GDPR-governed regions,
• The rights of California residents under the CCPA/CPRA,
• Similar rights under other U.S. state laws (which largely parallel California’s), and
• How you can exercise those rights (the process to submit requests, identity verification, etc.).

Your Rights Under CCPA/CPRA (California residents): If you are a resident of California, you have the following rights with respect to your “personal information” (as defined under California law):

• Right to Know (Access): You have the right to request that we disclose the specific pieces of personal information we have collected about you in the past 12 months, as well as additional details such as the categories of information, the categories of sources, the business or commercial purposes for collection, and the categories of third parties with whom we shared your information. You may request this information up to twice in a 12-month period, free of charge. Upon verification of your identity (and if applicable, your California residency), we will provide the requested information for the preceding 12 months (or a longer period if required by law).
• Right to Delete: You have the right to request that we delete personal information we collected from you and retained, subject to certain exceptions. Once we receive and verify a valid deletion request, we will delete (and instruct any service providers or contractors to delete) your personal information from our records, unless an exception applies. Common exceptions include if the information is needed to complete a transaction or service you requested (for example, if you’re in the middle of getting quotes, we may need the data until that’s done), to detect security incidents, to exercise free speech or another legal right, to comply with a legal obligation (like maintaining records of your opt-out request), or for other internal uses that are lawful (like analytics, so long as the use is reasonably aligned with your expectations and the context in which you provided the data). We will specify in our response any information that we cannot delete due to an exception.
• Right to Correct: You have the right to request that we correct inaccurate personal information that we maintain about you. Upon verifying your identity and the accuracy issue, we will correct the information as you direct or, if appropriate, delete it or note it as disputed. We may request additional information to ensure we correct the data properly (for example, if our records show a certain address and you claim it’s wrong, we might ask for confirmation of the correct address).
• Right to Opt-Out of Sale or Sharing: You have the right to opt out of the sale of your personal information or the sharing of your personal information for cross-context behavioral advertising. “Sale” under the CCPA is broadly defined to include many exchanges of data for valuable consideration (not just selling for money). “Sharing” is defined as disclosing data for targeted advertising purposes. As noted, our disclosure of your data to insurance partners for quotes may be considered a sale, and our use of advertising cookies or pixels may be considered sharing. You can opt out of these activities (see Section 9 for detailed instructions on how to exercise this right). Once you opt out, we will not sell or share your personal information unless you later provide consent (the law permits you to opt back in). If you are under 18, sales and sharing are restricted by default (we do not knowingly sell or share data of consumers under 18 without affirmative authorization; see the Children’s Privacy section).
• Right to Limit Use of Sensitive Personal Information: The CPRA grants you the right to limit the use and disclosure of your sensitive personal information (SPI) if we use it for purposes beyond what is “reasonably necessary and proportionate” to provide the requested services. As noted, we do not collect or use SPI (like SSN, financial account, precise geolocation, etc.) except as necessary for our services (e.g., if needed for a specific quote) and for limited purposes allowed by law. In any event, if we were to use SPI for additional purposes (for example, inferring characteristics or behaviors), you would have the right to direct us to use it only for necessary services or purposes you authorize.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of your CCPA rights. This means we will not deny you our services, charge you different prices, or provide a different level or quality of services just because you exercised your privacy rights. However, please note that if the exercise of your rights limits our ability to process your information (for example, if you request deletion of all your data), we may not be able to provide you with certain services that rely on that data. In such cases, we will inform you of the impact, and any difference in service is a direct result of your request (not a punitive action).

Your Rights Under Other U.S. State Laws: Residents of certain other states (such as Virginia, Colorado, Connecticut, and Utah, under their respective privacy laws) have rights similar to those above, including the right to confirm if we process your data, to access and obtain a copy of it, to delete it, to correct inaccuracies, to opt out of targeted advertising or sale of personal data, and to opt out of profiling in furtherance of decisions that produce legal or similarly significant effects. We will honor those rights for eligible residents in line with those laws. For instance:

• Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA): These states grant rights to access, correct, delete, obtain a portable copy of data, and opt out of processing for targeted ads, sale of personal data, or profiling for significant decisions. If you are a resident of these states, you can exercise those rights in the same manner described for California (even if some terminology differs, we will understand and process your request appropriately). Notably, these laws define “sale” and “targeted advertising” similarly to the CPRA, and we extend our opt-out processes to you as well. Additionally, these laws allow you to appeal our decision if we decline to act on a request – if applicable, we will include instructions in our response on how to appeal.
• Utah (UCPA): The Utah law provides rights to access, delete, obtain a copy of your data, and opt out of sale or targeted advertising. (There is no explicit right to correction in the UCPA, but we will honor correction requests as a courtesy.) Utah’s definition of “sale” is narrower (exchange for monetary consideration), and we believe any such “sale” of a Utah resident’s data would be covered by our existing opt-out mechanism.

Exercising Your Rights – How to Submit a Request: To exercise any of the applicable privacy rights described above, please submit a request to us by one of the following methods:

• Email: Send an email to privacy@quotekings.com with the subject line “Privacy Rights Request” and let us know what you would like to do (e.g., “I am a California resident and I would like to access my personal information” or “Please delete my information from your system”). Please include your name, the email address associated with your interactions with us, and if applicable, the specific site (QuoteKings.com or QuoteKingsMedia.com) you used, along with any other pertinent details that will help us verify and locate your information.
• Verification Process: For your protection, we will need to verify your identity (and California residency, if applicable) before fulfilling certain requests, particularly access, deletion, or correction requests. The verification steps may vary depending on the sensitivity of the information and the type of request. Generally, we will ask you to provide at least two or three data points that we have on record (e.g., your full name, email address, phone number you used, or details of your last interaction with us) to confirm we are dealing with the correct person. For example, if you request to know the data we have, we might ask for your name and email and then send a verification link to that email to ensure you control it. If we cannot verify your identity from the information provided, we may ask for additional proof (such as a recent communication from us, or another identifier). Any information collected for verification will only be used for that purpose.
• If you have an authorized agent (under CCPA) or an authorized representative (under other laws) submit a request on your behalf, we will require proof of their authority to act for you. For example, if a third party or your attorney sends the request, they should provide a power of attorney or your written, signed permission along with verification of your identity directly to us. We will also verify the agent’s identity. This is to prevent fraud or unauthorized access to your data.
• Response Timing and Process: We aim to respond to privacy requests promptly. Under the CCPA, we will confirm receipt of your request within 10 business days and provide a substantive response generally within 45 calendar days of receiving a verifiable request. If we need more time (up to an additional 45 days, for a total of 90 days), we will inform you of the reason and extension in writing. GDPR requires a response within one month (we align with a 30-day timeline, often sooner). For other state laws, we also follow similar timing. Access and deletion requests are generally free of charge up to two times in a 12-month period. If requests are excessive or manifestly unfounded (as defined by law), we may decline or charge a reasonable fee, but we have no intention of doing so and will explain any such decision.
• We will deliver our response via the same method you submitted the request (e.g., email) unless you request otherwise. For access requests, if provided electronically, we will, if possible, provide the information in a portable format (like a PDF or JSON file). For deletion requests, we will confirm that we have deleted your personal information (except for any data retained under an exception) or, if not, the basis for refusal. For correction requests, we will confirm the data is corrected or, if we cannot comply, provide an explanation.
• If we cannot comply with a request, we will explain the reasons. Common reasons could include: we could not verify your identity; the request is unclear or overly broad; we do not have any data on you (for example, if you used our service anonymously or under a different name); or an exception under the law applies. We will also instruct any service providers or contractors—and third parties where required by law—to act upon your request (for example, telling our partners to delete data if they received it from us, unless an exception applies).
• No Fee (Generally): We do not charge a fee to process your rights request.

For additional information about your rights or for assistance with making a request, you may contact us at privacy@quotekings.com. We are here to help you exercise your privacy choices.

8. Do Not Sell or Share My Information (Opt-Out & GPC)

As described above, certain transfers of personal information we perform as part of our business may be considered a “sale” or “sharing” under U.S. state privacy laws, even if we do not literally exchange data for money in the traditional sense. Specifically, “selling” under the CCPA/CPRA includes any exchange of personal information for valuable consideration (which can include lead generation fees), and “sharing” refers to providing personal information to third parties for cross-context behavioral advertising (targeted ads). We are fully committed to enabling you to opt out of these uses of your data.

Global Privacy Control (GPC). We recognize and honor browser- or extension-based Global Privacy Control signals as a valid request to opt out of “sale” and “sharing” (as those terms are defined by applicable U.S. state privacy laws) for the browser and device that send the signal.

Scope. A GPC signal applies to the specific browser/device where it is enabled. To extend your opt-out to other browsers/devices or identifiers (e.g., different email addresses), please also send us an opt-out request by email so we can apply the preference more broadly.

Effect. Upon detecting a valid GPC signal, we will: (a) stop or adjust loading of third-party tags and tracking classified as “sale” or “sharing” for cross-context behavioral advertising; (b) set an internal opt-out preference for that browser/device; and (c) where technically feasible, propagate the signal to participating downstream ad-tech partners.

Lead Fulfillment Note. If, before we received your GPC signal or opt-out, you directed us to disclose your information to insurance partners to obtain quotes, we may complete that in-flight transaction but will not sell/share your information going forward unless you initiate a new request or later opt in.

Personal Information Sold/Shared: The categories of personal information we may “sell” (as defined by the CCPA) include Identifiers and Insurance Quote Information (when provided to our insurance partners in exchange for commissions or fees), and Internet/Device Data (when shared with advertising partners for targeted advertising). For example, when you submit a quote request, we might sell that lead to an insurance agency who will then contact you – that is a sale in CCPA terms. Similarly, if we allow an advertising partner’s cookie on our Site that tracks you for personalized ads, that is considered “sharing” for behavioral advertising purposes.

If you are a California resident (or any user for whom applicable law provides an opt-out right), you have the right to opt out of the sale or sharing of your personal information at any time. We extend this right to all users as a matter of policy where feasible.

How to Exercise Do Not Sell/Share:

• Opt-Out by Email: You can contact us via email at privacy@quotekings.com and clearly state that you want to opt out (for example, “Do not sell my information” or “I want to opt out of targeted ads”). We will log your request and implement a block on selling/sharing linked to the identifying information you provide (such as your email).

Once we process your opt-out request, we will stop selling or sharing your personal information. If you have an active transaction in process (for example, you just requested insurance quotes), we may still forward those quote requests to the partners you initially asked for, but we will not include you in future “sold” leads or advertising profiles. We will also instruct our service providers and contractors not to use your info for any purpose outside of what’s allowed by law.

• Confirmation: We will confirm receipt of your opt-out request and, within at most 15 business days (typically much sooner), we will comply with your opt-out. You do not need to create an account to exercise this right. If we have a reasonable belief that an opt-out request is fraudulent (for example, someone else attempting to opt out on your behalf without authorization), we may contact you to confirm the request.
• Effect on Services: Opting out of sale/sharing will not affect our core services (you can still request quotes and we will fulfill them), but it may limit certain personalization. For instance, you might receive more generic advertising instead of targeted content. Additionally, if you opt out and later request a new insurance quote, we will endeavor to respect your opt-out choice for future interactions.
• Opt-In for Minors: We do not knowingly sell or share personal information of consumers under 16 years of age. Our Site is not intended for anyone under 18 (see Section 13), and we do not knowingly collect such data. If we somehow have information of a minor under 16, we will not sell or share it unless we obtain affirmative authorization (opt-in) from the minor (if 13–15 years old) or from the parent/guardian (if under 13) in accordance with the CCPA’s minor privacy provisions. If you are a parent or guardian of a minor and believe the minor has been erroneously included in our data sales, please contact us and we will remove and opt-out that data.

We do not knowingly engage in “cross-context behavioral advertising” beyond cookie-based sharing, but out of an abundance of caution we treat advertising tracking as subject to the opt-out. We also do not sell personal data of any individual who we know has an active opt-out preference in place.

9. TCPA & CAN-SPAM: Notices and Consent to Contact

We value your preferences regarding how we communicate with you. If you provide us with your phone number or email address, we will handle that information in compliance with the Telephone Consumer Protection Act (TCPA) and the CAN-SPAM Act, as well as other applicable communication laws. Here’s what that means:

• Consent to Be Contacted (Telemarketing & Texts): By providing your telephone number to us (for example, when you fill out a quote request form), you acknowledge and agree that such act constitutes an established business relationship and, where required, your express written consent for us and our insurance partners to contact you. This may include auto-dialed or pre-recorded calls and text (SMS/MMS) messages to the number you provided, for purposes of fulfilling your quote request, providing insurance offers, or related marketing. We will make it clear at the point of collection (e.g., on the web form) that by clicking “Submit” you consent to these communications; typically, there will be language next to the phone number field or submit button indicating that by submitting you agree to receive calls or texts about insurance products, even if your number is on a state or federal Do Not Call list. We do this to ensure compliance with TCPA’s consent requirements. You are not required to agree to receive auto-dialed marketing calls or texts as a condition of using our services – if you prefer not to, you can always use our services solely via online channels. (However, please note that phone contact is often part of getting insurance quotes quickly, so consent is requested to serve you better.)
• Opting Out of Calls: You have the right to opt out of telemarketing calls at any time. If you no longer wish to receive our calls, simply inform the caller (whether it’s us or one of our insurance partners) that you do not want further calls. Additionally, you can register your number on the National Do Not Call Registry at donotcall.gov. We honor the National DNC as well, except that by giving consent, you override the DNC for a limited period (which is allowed by law until you revoke consent). If you are receiving calls from a specific insurance provider and want them to stop, please inform that provider directly as well. However, feel free to notify us if any partner is not respecting your opt-out and we will assist.
• CAN-SPAM (Email Communications): For email, we comply with the Controlling the Assault of Non-Solicited Pornography And Marketing Act of 2003 (CAN-SPAM). This means:
• We will not send you commercial email without providing you a clear opportunity to opt out of future emails. Any marketing or promotional email from us will include an “Unsubscribe” link or instructions (typically at the bottom of the email). You can click that link and follow the prompts to stop further marketing emails to that address.
• We include our physical mailing address in every commercial email (you’ll see our business name and address in the footer of the email) to comply with CAN-SPAM’s requirements.
• We use accurate “From” and “Subject” lines that reflect the content of the email – no deceptive subject lines or fake sender names. You’ll easily recognize the email as coming from us (or a specific partner, if applicable).
• If you unsubscribe from our marketing emails, we will honor your opt-out request within 10 business days (usually immediately) and will not send you further marketing emails after that. (Please note that even after you opt out of promotional emails, we may still send you transactional or relationship emails as allowed by law – for example, a confirmation of a quote request, responses to customer service inquiries, or updates on an ongoing transaction, as these are not marketing messages.)
• We do not share your email address with unrelated third parties for their own marketing without your consent. If an insurance partner obtains your email through us because you requested a quote, they may send you emails regarding that quote or policy offerings. However, they should also provide an opt-out mechanism in their emails and abide by CAN-SPAM. You may need to opt out with that partner separately if you no longer wish to hear from them.
• Your Choice for Emails: If you want to opt out of all marketing emails from us directly, the quickest way is to use the unsubscribe link in an email you received. If that’s not available, you can contact us at privacy@quotekings.com and request removal of your email from our marketing list. (If you provided multiple emails or aliases, please specify which ones to remove.) Note that if you opt out but later fill out a new form on our Site and consent to emails again, you may receive emails anew – so you would need to opt out again or refrain from re-subscribing.
• TCPA Consent Scope: When consenting to calls or texts, understand that the consent covers communications from us and our network of insurance partners that might fulfill your request. This could involve a limited number of partners contacting you to provide competing quotes. For example, if you request an auto insurance quote, you might receive calls from a handful of insurance agents or companies (perhaps 2–5) that we match you with. We try to limit the partners to those relevant to your request. All such contacts should be reasonable in frequency and within appropriate calling hours (we abide by calling-time restrictions under TCPA – typically no marketing calls before 8 a.m. or after 9 p.m. your local time). If any partner is overly persistent or you have an issue, please let us know.
• Documenting Consent: We maintain records of the consents we obtain (such as form submission timestamps and the consent language presented at sign-up) to demonstrate compliance with TCPA. This is part of our compliance effort and also protects us and our partners. If you ever need details on when/how you consented (for example, if you don’t recall submitting a form and want to check), we can investigate and provide the source of that consent record.
• CAN-SPAM Compliance by Partners: We require any email campaigns run by our affiliates or partners on our behalf to also comply with CAN-SPAM. If you believe you received an unsolicited or problematic email claiming to be related to QKMG or QuoteKings that does not allow you to unsubscribe, please notify us and we will address it.
• Be Vigilant for Scams: Importantly, while we strive to ensure all communications you receive from us or our partners are compliant and welcome, scammers sometimes impersonate legitimate companies. If you receive any suspicious communication purporting to be from us (especially if it doesn’t sound right or is asking for sensitive info like your Social Security Number or credit card over phone/email in a way unrelated to an insurance application you expect), please exercise caution. You can always contact us directly to verify if a communication was actually from us or an authorized partner.

10. Data Security Measures

We take the security of your personal information very seriously and have implemented a variety of administrative, technical, and physical safeguards designed to protect your data against unauthorized access, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee absolute security.

If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please contact us immediately so we can address the issue.

11. Data Retention and Deletion

We will retain your personal information only for as long as necessary to fulfill the purposes for which we collected it, as described in this Privacy Policy, and for legitimate business and legal purposes. Once personal information is no longer needed, we will securely delete it or anonymize it.

How long we keep data: The retention period can vary depending on the type of data and the purposes of processing. In general:

• Consumer Quote Information: If you submit a request for an insurance quote, we will retain the personal information you provided (such as your contact details and quote parameters) for a period reasonably necessary to serve you and for our business records. Typically, we may retain quote request data for approximately 2 to 5 years. This retention allows us to: (a) follow up with you if needed (e.g., if new offers become available, subject to your communication preferences); (b) have records in case of customer service issues or disputes; (c) comply with legal obligations (like keeping proof of consent for communications, or maintaining records for financial auditing if a lead sale occurred). If you become a customer of an insurance partner via our referral, that partner will have their own retention policies for data you give them directly.
• Marketing Data: Email addresses or phone numbers collected for marketing (with consent) are retained until you opt out or until they bounce or are deemed inactive. If you unsubscribe from emails, we may move your email to a suppression list and retain that indefinitely (to ensure we continue honoring your unsubscribe request). If you opt out of calls/texts, we keep your number on our internal Do Not Call list likewise indefinitely to avoid future contact. General marketing analytics data (like aggregated metrics) may be kept as long as it remains useful, but such data does not identify you individually.
• Website Usage Data: Analytics logs and website event data (which may include IP addresses or cookie IDs) are typically retained for a shorter period unless needed longer. For instance, raw web server logs might be kept for a few months for security monitoring. Google Analytics data might be configured to auto-delete or aggregate after 14 or 26 months (or a timeframe we select) unless we have a need for longer retention for historical analysis. We periodically review these settings to ensure we do not keep identifiable web browsing data longer than necessary.
• Transactional and Business Records: We retain transactional records (e.g., records of leads delivered to partners, invoices, consents, etc.) for about 7 years or more as required by law or standard accounting practices. For instance, if we paid a commission for a lead or need proof of compliance, we might hold those records for the statute of limitations period for contract claims or regulatory inquiries.
• Legal Retention Requirements: Some laws mandate specific retention periods. For example, if we are considered a “data broker” under California law, we might keep records of consumer requests and our responses for 24 months to demonstrate compliance. Tax and financial laws might require retention of transactional data for, e.g., 7 years. We adhere to any such requirements.
• Anonymized Data: If we anonymize or aggregate personal data such that it can no longer identify you, we may retain that information indefinitely, as it no longer constitutes personal information and is useful for statistical analysis and business planning.

Criteria for Retention: When determining how long to retain personal data, we consider: - The volume, nature, and sensitivity of the data. - The potential risk of harm from unauthorized use or disclosure if retained longer. - The purposes we collected it for and whether we can achieve those purposes through other means. - Our legal obligations (e.g., laws requiring data retention) and any relevant contractual obligations. - The statute of limitations for potential legal claims (for instance, if a user might raise an issue, we may keep relevant data until the window for claims passes). - Industry standards and guidelines (for instance, NAIC recommendations or standard practices in insurance for keeping application records). - Whether the user has taken action like opting out or requesting deletion – we strive to honor such requests as comprehensively as possible.

Secure Deletion: When we do delete personal data, we use methods appropriate to the medium and sensitivity of the information. For digital data, deletion may involve securely overwriting or deleting entries from our active databases. We also ensure any backups are eventually purged or that the data is rendered inaccessible when it is no longer needed.

Your Deletion Requests: If you request deletion of your personal info (for example, under GDPR or CCPA via Section 7), we will delete your data from our live systems (and instruct partners to do the same, if applicable). However, as mentioned above, there are exceptions – e.g., if a law requires retention of certain data, or if the data is needed for a legal claim or ongoing legitimate business purpose, we may retain that specific data despite a deletion request. Additionally, certain residual data may remain in our archives or system logs that cannot feasibly be deleted immediately. We maintain any such data securely and restrict it from further use, except for the purposes necessary (like security, legal compliance, or auditing).

No Indefinite Retention Without Purpose: We do not keep personal data “just in case” we might find a use for it in the future. We tie data retention to specific, concrete purposes. When those purposes are satisfied, we either erase the data or anonymize it. For instance, if someone filled out a form but never responded to any follow-ups, after some period of inactivity we may purge that entry to reduce clutter and risk.

Account Data: (If applicable) If we had user accounts on our Site, and you chose to close an account, we would delete or de-identify the personal info associated with that account, except for what we need to retain for legal or business reasons (like records of consent, transactions, etc.). We would inform you of any such retention at the time of account deletion if it applied.

Children’s Data: We do not knowingly collect data from minors. In the event we find personal information of an individual under the age of 18 in our systems, we will delete it as described in Section 12. (See Section 13 below for more on our Children’s Privacy policy.)

12. Children’s Privacy

Our services are not directed to children, and we do not knowingly collect personal information from individuals under the age of 18. The insurance products and marketing services we provide are intended for adults. By using our Site, you represent that you are at least 18 years old.

• If You Are Under 18: You should not use our Site or submit any personal information to us.
• No Sales to Minors: We do not sell or share the personal information of consumers we know are less than 18 years of age.
• Age Verification Efforts: While we cannot fully verify age online, we attempt to discourage underage usage. For instance, our quote forms may ask for date of birth or age as part of the insurance quoting process. If a date of birth indicates the person is under 18, the form will not allow submission or will prompt that you must be 18+ to proceed. This helps filter out at least those who accurately provide their birth date. We also do not offer games, cartoons, or other child-enticing elements on our Site that could inadvertently lure minors.
• Third-Party Content: We are not responsible for any third-party websites that might be accessible through our Site (for example, via links) with respect to children’s content. If, for example, you followed a link to a third-party insurer’s site, they may have their own children’s privacy rules if any content is child-accessible. Always review third-party privacy policies regarding children.
• No Profile Targeting of Minors: We do not segment or knowingly build profiles on individuals under 18. Our advertising and tracking are also not geared toward minors. If advertising platforms give us options to exclude audiences under a certain age, we utilize those options to avoid marketing to minors.

13. Changes to this Privacy Policy

We may update or revise this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or for other operational reasons. When we do so, we will post the updated Privacy Policy on this page with a new “Last Updated” date.

Effective Date: The effective date of the Privacy Policy is shown at the top. We encourage you to review this Policy periodically to stay informed about how we are protecting your information. It is your responsibility to review this Privacy Policy periodically so that you are aware of how we collect, use, and protect your personal data. If you continue to use our Site or services after a Policy update, it will signify your acceptance of the revised terms (except in cases where your express consent is required by law, in which case we will specifically seek it).

Minor updates may not materially affect your rights. For example, we might update wording for clarity, or make minor changes such as updating our contact information. Nonetheless, the new version will always reflect the change in the “Last Updated” date.

By continuing to use our services after those changes become effective, you are deemed to have agreed to the updated Privacy Policy. If you do not agree with the changes, you should stop using our services. You may also contact us if you wish to exercise any rights (like deleting your data) in response to an updated policy.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please do not hesitate to contact us:

Quote Kings Media Group, LLC

40 E Montgomery Ave, Suite 411, Ardmore, PA 19003, USA

Email: info@quotekings.com

We welcome your feedback. If something is unclear in this Privacy Policy or you need further information, contacting us will allow us to clarify and assist you. Additionally, if you have any complaints about how we’ve handled your personal data, we’d appreciate the chance to address them directly.

Please note that for security and verification purposes, we may need to verify your identity before disclosing or discussing any specific personal data-related matters, to ensure we do not provide information to an unauthorized person.

We appreciate your trust in Quote Kings Media Group, LLC. Protecting your privacy and being transparent with you is important to us, and we are here to answer any questions you have about this Privacy Policy or our data practices.

Annex A: CCPA Notice at Collection

Under the California Consumer Privacy Act (as amended by the CPRA), we are required to provide a “Notice at Collection” outlining the categories of personal information we collect, the purposes for which we use them, and whether we sell or share those categories of information. The following table summarizes the categories of personal information (as defined by the CCPA) that Quote Kings Media Group, LLC may collect from California consumers, the purposes for which each category is collected and used (see Section 4 above for more detail), and the categories of third parties to whom we disclose each category of information.

This notice covers the past 12 months and will be updated every 12 months or as needed.

CCPA Category (examples)	Collected?	Sold/Shared?
Identifiers (name, address, email, phone, IP)	Yes	Yes
Customer Records / Quote Details (vehicle, property info, login data)	Yes	Yes
Protected Class Characteristics (age, gender, marital status)	Yes	Yes
Commercial Information (insurance product interest)	Yes	Yes
Internet / Network Activity (cookies, browsing on Site)	Yes	Yes
Geolocation (approx. from IP or ZIP code)	Yes	Yes
Professional / Employment Information (occupation, income)	Yes	Yes
Education Information	No	No
Biometric Information (fingerprints, facial scans)	No	No
Sensitive Personal Info – SSN, driver’s license, financial account, precise GPS, race/ethnicity, health, sexual orientation	No	No
Insurance Policy Numbers / Claims History	No	No

Note: On rare occasions a quote form may request a driver’s license number or basic health information purely to obtain an insurance quote; such data is used only for that purpose and is not sold or shared beyond the specific quote transaction.

The purposes of collection are summarized above; for full context, refer to Section 4. These purposes include business and commercial purposes such as performing services for you, marketing, analytics, and compliance with laws.

Sale/Sharing: “Yes” in the table indicates that the category might be sold or shared under CCPA definitions. For those categories, California consumers have the right to opt out (as described in Section 9). Specifically, Identifiers and Quote/Inquiry Information are sold to insurance partners when you request our service (this is inherent to how we connect you with insurers), and online identifiers/Internet activity data are shared with advertising partners for targeted advertising. “No” means we only disclose the data to service providers or others in ways not considered a sale (e.g., solely for our operational purposes).

Third-Party Disclosure: Where we list categories of third parties, see Section 5 for a broader description of these entities and the strict conditions under which service providers handle data. This Annex A is provided to help you understand what information we collect at the point of collection and your opt-out rights. It is not a standalone privacy notice, but part of our comprehensive Privacy Policy. For California residents: For more details or to exercise your rights, please review Section 7 and Section 8 of the Privacy Policy, or contact us using the information provided in Section 14.